.payment-benefits {
    --payment-aqua: #00b9c2;
    --payment-aqua-dark: #009ca6;
    --payment-purple: #8042b1;
    --payment-purple-dark: #67318e;
    --payment-ink: #34394a;
    --payment-muted: #69707e;
    --payment-line: #e5e2e9;
    --payment-panel: #f7f7f9;
    padding: 0 0 76px;
    color: var(--payment-ink);
}

.payment-benefits *,
.payment-benefits *::before,
.payment-benefits *::after {
    box-sizing: border-box;
}

.payment-benefits__breadcrumbs {
    margin-bottom: 24px;
}

.payment-benefits__hero {
    position: relative;
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(320px, .85fr);
    align-items: center;
    gap: 54px;
    min-height: 440px;
    margin-bottom: 72px;
    padding: 58px 64px;
    overflow: hidden;
    border: 1px solid #e6e1ea;
    border-radius: 28px;
    background:
        radial-gradient(circle at 88% 18%, rgba(128, 66, 177, .13), transparent 30%),
        radial-gradient(circle at 12% 88%, rgba(0, 185, 194, .14), transparent 34%),
        linear-gradient(120deg, #fff 0%, #f9fcfc 55%, #fbf8fd 100%);
}

.payment-benefits__hero::after {
    content: "";
    position: absolute;
    right: -105px;
    bottom: -170px;
    width: 410px;
    height: 410px;
    border: 70px solid rgba(128, 66, 177, .045);
    border-radius: 50%;
}

.payment-benefits__hero-content,
.payment-benefits__hero-visual {
    position: relative;
    z-index: 1;
}

.payment-benefits__eyebrow,
.payment-benefits__section-kicker,
.payment-benefits__tax-label {
    display: block;
    margin-bottom: 13px;
    color: var(--payment-aqua-dark);
    font-size: 13px;
    font-weight: 600;
    letter-spacing: .12em;
    line-height: 1.3;
    text-transform: uppercase;
}

.payment-benefits__hero h1 {
    max-width: 660px;
    margin: 0 0 18px;
    color: var(--payment-ink);
    font-size: clamp(42px, 5vw, 72px);
    font-weight: 300;
    letter-spacing: -.035em;
    line-height: 1.02;
}

.payment-benefits__lead {
    max-width: 650px;
    margin: 0;
    color: var(--payment-muted);
    font-size: 20px;
    line-height: 1.55;
}

.payment-benefits__hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 30px;
}

.payment-benefits__button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 50px;
    width: auto;
    padding: 13px 24px;
    border: 1px solid transparent;
    border-radius: 999px;
    font: inherit;
    font-size: 15px;
    font-weight: 500;
    line-height: 1.3;
    text-align: center;
    text-decoration: none;
    cursor: pointer;
    transition: color .2s ease, background .2s ease, border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}

.payment-benefits__button:hover,
.payment-benefits__button:focus-visible {
    text-decoration: none;
    transform: translateY(-1px);
}

.payment-benefits__button:focus-visible,
.payment-benefits__card-link:focus-visible {
    outline: 3px solid rgba(128, 66, 177, .22);
    outline-offset: 3px;
}

.payment-benefits__button--primary {
    background: linear-gradient(100deg, var(--payment-aqua) 0%, var(--payment-aqua-dark) 100%);
    color: #fff;
    box-shadow: 0 8px 20px rgba(0, 156, 166, .18);
}

.payment-benefits__button--primary:hover,
.payment-benefits__button--primary:focus-visible {
    background: linear-gradient(100deg, var(--payment-purple) 0%, var(--payment-purple-dark) 100%);
    color: #fff;
    box-shadow: 0 10px 24px rgba(103, 49, 142, .2);
}

.payment-benefits__button--secondary {
    border-color: #cbc7d1;
    background: #fff;
    color: var(--payment-ink);
}

.payment-benefits__button--secondary:hover,
.payment-benefits__button--secondary:focus-visible {
    border-color: var(--payment-purple);
    color: var(--payment-purple-dark);
}

.payment-benefits__hero-visual {
    display: grid;
    gap: 14px;
    padding: 18px 0;
}

.payment-benefits__visual-card {
    display: flex;
    align-items: center;
    gap: 16px;
    min-height: 76px;
    padding: 14px 18px;
    border: 1px solid rgba(52, 57, 74, .1);
    border-radius: 18px;
    background: rgba(255, 255, 255, .9);
    font-size: 17px;
    line-height: 1.35;
    box-shadow: 0 12px 28px rgba(52, 57, 74, .08);
}

.payment-benefits__visual-card--parts {
    margin-right: 42px;
}

.payment-benefits__visual-card--wallet {
    margin-left: 42px;
}

.payment-benefits__visual-card--specials {
    margin-right: 20px;
}

.payment-benefits__visual-icon {
    display: grid;
    place-items: center;
    flex: 0 0 46px;
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: rgba(128, 66, 177, .1);
    color: var(--payment-purple);
    font-size: 21px;
    font-weight: 500;
}

.payment-benefits__visual-icon--parts {
    display: flex;
    align-items: flex-end;
    justify-content: center;
    gap: 2px;
    padding: 12px 10px;
    background: #111;
}

.payment-benefits__visual-icon--parts i {
    display: block;
    width: 4px;
    background: #fff;
}

.payment-benefits__visual-icon--parts i:nth-child(1) { height: 12px; }
.payment-benefits__visual-icon--parts i:nth-child(2) { height: 20px; }
.payment-benefits__visual-icon--parts i:nth-child(3) { height: 16px; }
.payment-benefits__visual-icon--parts i:nth-child(4) { height: 24px; }

.payment-benefits__section {
    margin-bottom: 72px;
}

.payment-benefits__section-heading {
    max-width: 700px;
    margin-bottom: 34px;
}

.payment-benefits__section-heading h2,
.payment-benefits__guide h2,
.payment-benefits__tax h2,
.payment-benefits__final h2 {
    margin: 0 0 12px;
    color: var(--payment-ink);
    font-size: clamp(30px, 3.3vw, 48px);
    font-weight: 300;
    letter-spacing: -.025em;
    line-height: 1.12;
}

.payment-benefits__section-heading p,
.payment-benefits__guide-intro p,
.payment-benefits__tax p,
.payment-benefits__final p {
    margin: 0;
    color: var(--payment-muted);
    font-size: 16px;
    line-height: 1.55;
}

.payment-benefits__cards {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

.payment-benefits__card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: 365px;
    padding: 30px;
    overflow: hidden;
    border: 1px solid var(--payment-line);
    border-radius: 22px;
    background: #fff;
    box-shadow: 0 10px 32px rgba(52, 57, 74, .055);
}

.payment-benefits__card::before {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    left: 0;
    height: 4px;
    background: var(--payment-aqua);
}

.payment-benefits__card--wallet::before {
    background: linear-gradient(90deg, var(--payment-aqua), var(--payment-purple));
}

.payment-benefits__card--specials::before {
    background: var(--payment-purple);
}

.payment-benefits__card-topline {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    margin-bottom: 42px;
}

.payment-benefits__card-number {
    color: var(--payment-aqua-dark);
    font-size: 13px;
    font-weight: 600;
    letter-spacing: .1em;
}

.payment-benefits__card--specials .payment-benefits__card-number {
    color: var(--payment-purple);
}

.payment-benefits__card-label {
    color: var(--payment-muted);
    font-size: 12px;
    line-height: 1.3;
    text-align: right;
    text-transform: uppercase;
}

.payment-benefits__card h3 {
    margin: 0 0 16px;
    color: var(--payment-ink);
    font-size: 29px;
    font-weight: 400;
    line-height: 1.18;
}

.payment-benefits__card p {
    margin: 0 0 22px;
    color: var(--payment-muted);
    font-size: 15px;
    line-height: 1.6;
}

.payment-benefits__chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 24px;
}

.payment-benefits__chips span,
.payment-benefits__card-note {
    display: inline-flex;
    align-items: center;
    width: fit-content;
    min-height: 30px;
    padding: 6px 11px;
    border-radius: 999px;
    background: #f1f8f8;
    color: #39737a;
    font-size: 12px;
    line-height: 1.35;
}

.payment-benefits__card-note {
    margin-bottom: 24px;
    background: #f7f2fa;
    color: var(--payment-purple-dark);
}

.payment-benefits__card-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    width: fit-content;
    margin-top: auto;
    color: var(--payment-purple-dark);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.35;
    text-decoration: none;
}

.payment-benefits__card-link span {
    transition: transform .2s ease;
}

.payment-benefits__card-link:hover,
.payment-benefits__card-link:focus-visible {
    color: var(--payment-aqua-dark);
    text-decoration: none;
}

.payment-benefits__card-link:hover span,
.payment-benefits__card-link:focus-visible span {
    transform: translateX(4px);
}

.payment-benefits__guide {
    display: grid;
    grid-template-columns: minmax(260px, .75fr) minmax(0, 1.25fr);
    gap: 64px;
    margin-bottom: 72px;
    padding: 46px 50px;
    border-radius: 24px;
    background: var(--payment-panel);
}

.payment-benefits__guide-list {
    border-top: 1px solid #dcdce2;
}

.payment-benefits__guide-row {
    display: grid;
    grid-template-columns: minmax(180px, .75fr) minmax(0, 1.25fr);
    gap: 28px;
    padding: 21px 0;
    border-bottom: 1px solid #dcdce2;
}

.payment-benefits__guide-row strong {
    color: var(--payment-ink);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.45;
}

.payment-benefits__guide-row span {
    color: var(--payment-muted);
    font-size: 14px;
    line-height: 1.55;
}

.payment-benefits__tax,
.payment-benefits__final {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 36px;
    margin-bottom: 26px;
    padding: 36px 42px;
    border: 1px solid #dfe9e9;
    border-radius: 22px;
    background: linear-gradient(110deg, #f1fbfa 0%, #fff 62%);
}

.payment-benefits__tax > div,
.payment-benefits__final > div {
    max-width: 770px;
}

.payment-benefits__final .payment-benefits__button {
    flex: 0 0 auto;
    min-width: 260px;
}

.payment-benefits__tax h2,
.payment-benefits__final h2 {
    font-size: clamp(27px, 2.7vw, 38px);
}

.payment-benefits__final {
    margin-bottom: 0;
    border-color: #e5ddec;
    background: linear-gradient(110deg, #fbf8fd 0%, #fff 64%);
}

@media (max-width: 1199px) {
    .payment-benefits__hero {
        grid-template-columns: minmax(0, 1fr) 330px;
        gap: 34px;
        padding: 48px;
    }

    .payment-benefits__cards {
        gap: 16px;
    }

    .payment-benefits__card {
        padding: 26px;
    }

    .payment-benefits__guide {
        gap: 38px;
        padding: 40px;
    }
}

@media (max-width: 991px) {
    .payment-benefits {
        padding-bottom: 60px;
    }

    .payment-benefits__hero {
        grid-template-columns: 1fr;
        min-height: 0;
        margin-bottom: 58px;
        padding: 42px;
    }

    .payment-benefits__hero-visual {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 10px;
        padding: 0;
    }

    .payment-benefits__visual-card {
        align-items: flex-start;
        min-height: 120px;
        margin: 0;
        padding: 15px;
        flex-direction: column;
        font-size: 14px;
    }

    .payment-benefits__cards {
        grid-template-columns: 1fr;
    }

    .payment-benefits__card {
        min-height: 0;
    }

    .payment-benefits__card-topline {
        margin-bottom: 30px;
    }

    .payment-benefits__guide {
        grid-template-columns: 1fr;
        gap: 28px;
    }
}

@media (max-width: 767px) {
    .payment-benefits {
        padding-bottom: 46px;
    }

    .payment-benefits__breadcrumbs {
        margin-bottom: 16px;
    }

    .payment-benefits__hero {
        margin-bottom: 48px;
        padding: 32px 24px;
        border-radius: 20px;
    }

    .payment-benefits__hero h1 {
        font-size: 42px;
    }

    .payment-benefits__lead {
        font-size: 17px;
        line-height: 1.5;
    }

    .payment-benefits__hero-actions,
    .payment-benefits__button {
        width: 100%;
    }

    .payment-benefits__hero-visual {
        grid-template-columns: 1fr;
    }

    .payment-benefits__visual-card {
        flex-direction: row;
        align-items: center;
        min-height: 68px;
    }

    .payment-benefits__visual-icon {
        flex-basis: 40px;
        width: 40px;
        height: 40px;
    }

    .payment-benefits__section {
        margin-bottom: 48px;
    }

    .payment-benefits__section-heading {
        margin-bottom: 24px;
    }

    .payment-benefits__section-heading h2,
    .payment-benefits__guide h2,
    .payment-benefits__tax h2,
    .payment-benefits__final h2 {
        font-size: 30px;
    }

    .payment-benefits__card {
        padding: 25px 22px;
        border-radius: 18px;
    }

    .payment-benefits__card h3 {
        font-size: 26px;
    }

    .payment-benefits__guide {
        margin-bottom: 48px;
        padding: 30px 22px;
        border-radius: 18px;
    }

    .payment-benefits__guide-row {
        grid-template-columns: 1fr;
        gap: 7px;
    }

    .payment-benefits__tax,
    .payment-benefits__final {
        align-items: flex-start;
        flex-direction: column;
        gap: 24px;
        padding: 28px 22px;
        border-radius: 18px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .payment-benefits__button,
    .payment-benefits__card-link span {
        transition: none;
    }
}